Finance
Need property finance?
We can introduce you to an appropriate licensed mortgage specialist. This platform is not a mortgage broker or lender.
Purchase finance
Finance for a Palm Jebel Ali or wider Dubai acquisition.
UAE resident
Resident mortgage options and eligibility.
Non-resident
International buyer finance, including offshore structures.
Investment property
Finance on income-producing or held assets.
Refinance
Already own in Dubai and reviewing your rate or term.
Buying power
Understand what you can borrow before you shortlist.
Off-plan
Financing an off-plan purchase
Buying before completion is usually funded through the developer's payment schedule — but there are lending routes that sit alongside it, and they are worth understanding before you commit to instalment dates.
Funding the construction instalments
Some buyers cover the schedule from liquidity, some arrange facilities against other assets. The right answer depends on your timeline and where your money currently sits.
What lenders look at
Income and asset profile, residency status, the developer and project, the stage of construction, and the size of your equity already paid in.
Timing matters
Arrangements are usually easier to structure before you sign, not after an instalment has been missed. Start the conversation early.
Handover
Financing at handover
The final payment on an off-plan property falls due at completion. If you would rather not settle it in cash, a facility can sometimes be arranged to cover the balance at handover — subject to the property, the valuation and your own profile.
Covering the final instalment
Instead of clearing the balance outright, the completion payment is funded and repaid over a term.
Prepare before the date
Valuation, documentation and approvals take time. Handover dates move, but rarely in your favour when you are unprepared.
Owners already at handover
If you are close to completion on a Palm Jebel Ali unit, this is the conversation to have now.
Refinance
Already own a property? Thinking about refinancing?
This works across Dubai, not only Palm Jebel Ali. We introduce the owner to an appropriate specialist and stay out of the way.
Mortgage services are provided by appropriately licensed providers. Nothing on this page is financial advice, a credit offer, or an indication that finance will be available to you.